Indian Overseas Bank BANGA Branch IFSC Code

IOBA 0002066
Indian Overseas Bank Logo Indian Overseas Bank
BANGA — JALANDHAR, PUNJAB
MICR: 144020502 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BANGA
IFSC Code
IOBA0002066
MICR Code
144020502
Address
78, MAIN ROAD, WARD NO 8, BANGA14450
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City
JALANDHAR
District
POONIAN BANGA
State
PUNJAB
Contact
26445319

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002066 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002066.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002066.

IFSC Code Structure

I
O
B
A
0
0
0
2
0
6
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002066 — Branch code (BANGA)

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Frequently Asked Questions

Is IOBA0002066 valid for online transfer?
Yes, IOBA0002066 is a valid IFSC code for Indian Overseas Bank BANGA branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002066 belong to?
IOBA0002066 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BANGA is 144020502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002066?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.