Indian Overseas Bank PONKUNNAM CHIRAKKADAVU Branch IFSC Code
IOBA 0003417
Indian Overseas Bank PONKUNNAM CHIRAKKADAVU — KOTTAYAM, KERALA
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PONKUNNAM CHIRAKKADAVU
- IFSC Code
- IOBA0003417
- City
- KOTTAYAM
- District
- PONKUNNAM
- State
- KERALA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003417 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003417.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003417.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
1
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003417 — Branch code (PONKUNNAM CHIRAKKADAVU)
Nearby Indian Overseas Bank Branches in KOTTAYAM
KOTTAYAM
IOBA0000040
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MICR: 686020002 RTGS ✓ NEFT ✓ IMPS ✓
KALLARA
IOBA0000363
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MICR: 695020804 RTGS ✓ NEFT ✓ IMPS ✓
CHENGANACHERRY
IOBA0000648
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MICR: 686020052 RTGS ✓ NEFT ✓ IMPS ✓
KANJIRAPALLI
IOBA0001261
VARACHERIL BUILDINGS KURISINGAL KAVALA KANJIRAPPALLY PIN 686507
MICR: 686020152 RTGS ✓ NEFT ✓ IMPS ✓
NAGAMPADAM
IOBA0001962
ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001
MICR: 686020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003417 valid for online transfer?
Yes, IOBA0003417 is a valid IFSC code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003417 belong to?
IOBA0003417 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003417?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.