Indian Overseas Bank PUTHUPALLY Branch IFSC Code

IOBA 0003458
Indian Overseas Bank Logo Indian Overseas Bank
PUTHUPALLY — KOTTAYAM, KERALA
MICR: 686020005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PUTHUPALLY
IFSC Code
IOBA0003458
MICR Code
686020005
Address
S K M BUILDINGS,NEAR PETROL PUMP CHURCH ROAD,PUTHUPALLY,KOTTAYAM-686011
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+914842376211

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003458 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003458.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003458.

IFSC Code Structure

I
O
B
A
0
0
0
3
4
5
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003458 — Branch code (PUTHUPALLY)

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Frequently Asked Questions

Is IOBA0003458 valid for online transfer?
Yes, IOBA0003458 is a valid IFSC code for Indian Overseas Bank PUTHUPALLY branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003458 belong to?
IOBA0003458 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PUTHUPALLY is 686020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003458?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.