Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KATARGAM Branch IFSC Code

YESB 0SMCB03
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK KATARGAM — SURAT, GUJARAT
MICR: 395245003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK KATARGAM
IFSC Code
YESB0SMCB03
MICR Code
395245003
Address
B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT - 395004
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612333602

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB03 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB03.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB03.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
0
3
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB03 — Branch code (SURAT MERC COOP BANK KATARGAM)

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Frequently Asked Questions

Is YESB0SMCB03 valid for online transfer?
Yes, YESB0SMCB03 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KATARGAM branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB03 belong to?
YESB0SMCB03 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KATARGAM is 395245003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB03?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.