Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KHATODARA Branch IFSC Code

YESB 0SMCB04
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK KHATODARA — SURAT, GUJARAT
MICR: 395245004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK KHATODARA
IFSC Code
YESB0SMCB04
MICR Code
395245004
Address
UNNATI OPP KRISHNA PETROL PUMP NR SOMA KANJI WADI KHATODARA, SURAT - 395017
Open in Google Maps
City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612633122

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB04 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB04.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB04.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
0
4
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB04 — Branch code (SURAT MERC COOP BANK KHATODARA)

Nearby Surat Mercantile Co-operative Bank Branches in SURAT

SURAT MERC COOP BANK BHAGAL

YESB0SMCB02

3/4155-A-B,PROPRITORY SCHOOL, BUNDELAWAD BHAGAL, SURAT - 395003

MICR: 395245002 RTGS ✓ NEFT ✓ IMPS ✓

SURAT MERC COOP BANK KATARGAM

YESB0SMCB03

B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT - 395004

MICR: 395245003 RTGS ✓ NEFT ✓ IMPS ✓

SURAT MERC COOP BANK KADODARA

YESB0SMCB06

NO-103 TO 106, SARDAR COMPLEX, KADODARA BUS STAND, KADODARA CHAR RASTA, SURAT -394210

MICR: 395245006 RTGS ✓ NEFT ✓ IMPS ✓

SURAT MERC COOP BANK BHATHENA

YESB0SMCB07

14-C PLOT NO 132-1-2, SHIV PLAZA, UMIYA MATA ROAD BHATHENA, SURAT - 394210

MICR: 395245007 RTGS ✓ NEFT ✓ IMPS ✓

SURAT MERC COOP BANK AMROLI

YESB0SMCB08

SR-16, TEJAL PARK BUILDING, 1ST FLOOR, NR MANSAROVAR COMPLEX, AMROLI CHAR RASTA, SURAT - 394107

MICR: 395245008 RTGS ✓ NEFT ✓ IMPS ✓
View all Surat Mercantile Co-operative Bank branches in SURAT →

Frequently Asked Questions

Is YESB0SMCB04 valid for online transfer?
Yes, YESB0SMCB04 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KHATODARA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB04 belong to?
YESB0SMCB04 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KHATODARA is 395245004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB04?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.