Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KADODARA Branch IFSC Code

YESB 0SMCB06
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK KADODARA — SURAT, GUJARAT
MICR: 395245006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK KADODARA
IFSC Code
YESB0SMCB06
MICR Code
395245006
Address
NO-103 TO 106, SARDAR COMPLEX, KADODARA BUS STAND, KADODARA CHAR RASTA, SURAT -394210
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City
SURAT
District
KADODARA
State
GUJARAT
Contact
+91261273280

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB06 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB06.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB06.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
0
6
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB06 — Branch code (SURAT MERC COOP BANK KADODARA)

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Frequently Asked Questions

Is YESB0SMCB06 valid for online transfer?
Yes, YESB0SMCB06 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KADODARA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB06 belong to?
YESB0SMCB06 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KADODARA is 395245006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB06?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.