Surat Mercantile Co-operative Bank SURAT MERC COOP BANK BHATHENA Branch IFSC Code

YESB 0SMCB07
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK BHATHENA — SURAT, GUJARAT
MICR: 395245007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK BHATHENA
IFSC Code
YESB0SMCB07
MICR Code
395245007
Address
14-C PLOT NO 132-1-2, SHIV PLAZA, UMIYA MATA ROAD BHATHENA, SURAT - 394210
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612331591

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB07 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB07.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB07.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
0
7
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB07 — Branch code (SURAT MERC COOP BANK BHATHENA)

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Frequently Asked Questions

Is YESB0SMCB07 valid for online transfer?
Yes, YESB0SMCB07 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK BHATHENA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB07 belong to?
YESB0SMCB07 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK BHATHENA is 395245007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB07?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.