Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KAPODARA Branch IFSC Code

YESB 0SMCB09
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK KAPODARA — SURAT, GUJARAT
MICR: 395245009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK KAPODARA
IFSC Code
YESB0SMCB09
MICR Code
395245009
Address
F-36 TO 40, SARGAM COMPLEX 1ST FLOOR, NR TAPSHILA SOC KAPODARA, SURAT -395006
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612567856

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB09 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB09.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB09.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
0
9
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB09 — Branch code (SURAT MERC COOP BANK KAPODARA)

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Frequently Asked Questions

Is YESB0SMCB09 valid for online transfer?
Yes, YESB0SMCB09 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KAPODARA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB09 belong to?
YESB0SMCB09 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KAPODARA is 395245009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB09?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.