Surat Mercantile Co-operative Bank SURAT MERC COOP BANK ANAND MAHAL RD Branch IFSC Code

YESB 0SMCB10
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK ANAND MAHAL RD — SURAT, GUJARAT
MICR: 395245010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Surat Mercantile Co-operative Bank
Branch
SURAT MERC COOP BANK ANAND MAHAL RD
IFSC Code
YESB0SMCB10
MICR Code
395245010
Address
JASH LAXMI COMPLEX, HONE PARK ROAD ADAJAN SURAT - 395009
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612744496

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0SMCB10 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB10.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB10.

IFSC Code Structure

Y
E
S
B
0
S
M
C
B
1
0
  • YESB — Bank code (Surat Mercantile Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB10 — Branch code (SURAT MERC COOP BANK ANAND MAHAL RD)

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Frequently Asked Questions

Is YESB0SMCB10 valid for online transfer?
Yes, YESB0SMCB10 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK ANAND MAHAL RD branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB10 belong to?
YESB0SMCB10 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK ANAND MAHAL RD is 395245010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB10?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.