Surat Mercantile Co-operative Bank SURAT MERC COOP BANK RAMPURA Branch IFSC Code
YESB 0SMCB12
Surat Mercantile Co-operative Bank
SURAT MERC COOP BANK RAMPURA — SURAT, GUJARAT
MICR: 395245012
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Surat Mercantile Co-operative Bank
- Branch
- SURAT MERC COOP BANK RAMPURA
- IFSC Code
- YESB0SMCB12
- MICR Code
- 395245012
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612418080
How to Use This IFSC Code
NEFT Transfer
Use IFSC code YESB0SMCB12 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB12.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB12.
IFSC Code Structure
Y
E
S
B
0
S
M
C
B
1
2
- YESB — Bank code (Surat Mercantile Co-operative Bank)
- 0 — Reserved (always 0)
- SMCB12 — Branch code (SURAT MERC COOP BANK RAMPURA)
Nearby Surat Mercantile Co-operative Bank Branches in SURAT
SURAT MERC COOP BANK BHAGAL
YESB0SMCB02
3/4155-A-B,PROPRITORY SCHOOL, BUNDELAWAD BHAGAL, SURAT - 395003
MICR: 395245002 RTGS ✓ NEFT ✓ IMPS ✓
SURAT MERC COOP BANK KATARGAM
YESB0SMCB03
B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT - 395004
MICR: 395245003 RTGS ✓ NEFT ✓ IMPS ✓
SURAT MERC COOP BANK KHATODARA
YESB0SMCB04
UNNATI OPP KRISHNA PETROL PUMP NR SOMA KANJI WADI KHATODARA, SURAT - 395017
MICR: 395245004 RTGS ✓ NEFT ✓ IMPS ✓
SURAT MERC COOP BANK KADODARA
YESB0SMCB06
NO-103 TO 106, SARDAR COMPLEX, KADODARA BUS STAND, KADODARA CHAR RASTA, SURAT -394210
MICR: 395245006 RTGS ✓ NEFT ✓ IMPS ✓
SURAT MERC COOP BANK BHATHENA
YESB0SMCB07
14-C PLOT NO 132-1-2, SHIV PLAZA, UMIYA MATA ROAD BHATHENA, SURAT - 394210
MICR: 395245007 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is YESB0SMCB12 valid for online transfer?
Yes, YESB0SMCB12 is a valid IFSC code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK RAMPURA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB12 belong to?
YESB0SMCB12 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank SURAT MERC COOP BANK RAMPURA is 395245012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB12?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.